Joshua Becker has spent the past 10 years helping families with their estate planning and asset protection needs. He especially enjoys educating clients in the areas of Medicaid law and nursing home planning.
“I heard the Medicaid rules are changing. What do I need to know?” The new Medicaid rules will go into effect on January 1, 2012. Here’s a peek at what it may mean for you: ALREADY IN A NURSING HOME The good news is the new rules will not affect current Medicaid eligibility. The even [...]
“Are asset gifts to spouses exempt from the 5-year “look back” for Medicaid? –Charles A. Generally speaking, assets transfers to a spouse are exempt from the 5-year look-back rule. Transferring assets from the Medicaid applicant spouse to the community spouse (the at-home spouse) is part of what we do when completing Medicaid applications for clients. [...]
“Is it possible to purchase life insurance for a disabled person? I tried to purchase life insurance for my disabled son and he was turned down.” – Jan L. Yes, it is possible to get life insurance for a disabled person. However, as with all life insurance, the insured must go through the underwriting process [...]
3 real life stories from Joshua’s recent experiences: The Medicaid Crisis Success Story, The Medicaid Crisis Failure and the Pre-planning Success Story.
For 10 days my family and I recently took a vacation to the Netherlands to visit my wife’s relatives (from a previous post you may recall that she is Dutch). We had some apprehension about flying 8 hours with our three children, ages 7, 4 and 2! Despite our fears, the flights were uneventful. We even got [...]
There haven’t been many changes since last year, but our Consumer’s Guide to Medicaid for 2011 is now out. Last year’s edition was one of our most popular downloads of 2010. If you, or anyone you know may be facing a nursing home, then this guide can help you better understand the basic issues at [...]
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Edwards Group LLC 4340 Acer Grove, Springfield, Illinois 62711 (217) 726-9200
